#Equifax freeze lift download#

If you see information on your credit reports you believe is incomplete or inaccurate, a good first step is to contact the lender or creditor directly.

#Equifax freeze lift download#

To submit your request, please download and follow the instructions on the Extended Fraud Alert form.

If you have been a victim of identity theft and have a police and/or identity theft report (available at you have the right to request a seven-year extended fraud alert on your credit reports.

By downloading this form for an initial fraud alert or an active duty alert and mailing it or submitting a written request to:.

You can also request an initial one-year fraud alert or active duty alert: Once you have placed an initial fraud alert or active duty alert on your credit report with one of the bureaus, that bureau will send a request to the other two bureaus to do the same, so you do not have to contact all three. You can contact any of the three nationwide credit bureaus to request an initial fraud alert or active duty alert. Once your fraud alert or active duty alert is placed, you can also check its status through myEquifax. Click here to place an initial one-year fraud alert or active duty alert on your Equifax credit report online by creating a myEquifax account. Placing a fraud alert on your credit reports is free. To learn more about the difference between a security freeze and a credit report lock, click here. To place, temporarily lift or permanently remove a security freeze on your Experian or TransUnion credit reports, please contact them directly. Read more about acceptable documents here. After we receive the request and verify your identity, you will receive confirmation.

By mail. Please download this form for instructions and mailing address. If you are requesting to temporarily lift or permanently remove a security freeze via mail, you’ll need to provide documents to validate your identity and address.

You'll also have the option to receive a one-time PIN by text message or answer questions based on information in your Equifax credit report for identity verification. You’ll be required to give certain information to verify your identity. You can check the status of your security freeze through your myEquifax account as well.

Online, by creating a myEquifax account.You can place, temporarily lift, or permanently remove a security freeze on your Equifax credit report in several ways. If any of the information is inaccurate or incomplete, it is important to contact the lender or creditor that issued the account, or the nationwide credit bureau that issued the credit report.įor more information check the Credit Report FAQ page.Placing, lifting and removing a security freeze is free.In the account information portion of your credit report, are the accounts listed complete and accurate?.In the personal information section of your credit report, is your name listed accurately, and your address up to date?.Inquiries, which lists the lenders and other companies that have accessed your credit report.Īs you look at your credit report, keep the following in mind:.Bankruptcies and accounts in collections and.This includes credit accounts that may be in your name such as credit cards, mortgages, student loans, and vehicle loans Account information, including payment history, account balances and limits, and dates the accounts were opened or closed.Personal information, such as your name, Social Security number, aliases or former names, current and former addresses, and sometimes your current and former employers.Your credit report includes important information about you, including: The three nationwide credit bureaus collect and maintain a history of your credit activity as reported by the lenders and creditors you have accounts with. Ever wondered what information goes into your credit report, and what to look for as you’re reviewing it? A credit report is a summary of your unique financial history.